Longview, TX September 2025 Real Estate Market Update: Best Time to Buy?
If you’re wondering whether September 2025 is the right time to buy a home in Longview, TX, this market update breaks down everything you need to know. From mortgage rates and housing inventory to seller motivation and assumable loans, here’s a clear, honest look at the Longview housing market this fall.
Mortgage Rates at a 10-Month Low Boost Affordability
Mortgage rates have dropped to around 6.53% for a 30-year fixed loan — the lowest we’ve seen in 10 months. Lower rates directly improve home affordability, making now a prime opportunity for buyers who have been waiting on the sidelines.
Rising Housing Inventory Gives Buyers More Choices
Active listings in Longview have increased significantly compared to last year. More homes on the market mean less competition among buyers and more negotiating power. If you’re a buyer, this is your chance to find a home that fits your needs without rushing into a bidding war.
Sellers Are Motivated: More Concessions and Flexibility
With increased inventory, sellers in Longview are competing harder to attract buyers. This means you can expect to see more closing cost assistance, repair credits, and flexible terms. Negotiation opportunities that were rare during previous market frenzies are now back in your favor.
Assumable Loans: A Unique Advantage in Today’s Market
One standout opportunity in Longview’s market right now is assumable loans. Some homes allow buyers to take over existing mortgages with ultra-low interest rates as low as 2.86% — rates that feel like a blast from the past. This can mean significant savings over time and faster equity building.
Not every real estate agent knows how to navigate assumable loans, so partnering with a local expert can unlock these once-in-a-lifetime deals.
What the Federal Reserve Rate Cut Means for You
The Federal Reserve is expected to cut interest rates in September 2025. While that might sound good, rate cuts typically increase mortgage demand, which can lead to more competition and higher home prices. Buying before the cut could give you a competitive edge in a less crowded market.
Why Now Might Be the Best Time to Buy in Longview, TX
- Low mortgage rates improve your monthly affordability.
- More homes for sale mean better choices and more negotiating power.
- Sellers are motivated, offering concessions that save you money.
- Assumable loans provide access to historically low rates.
- The Fed’s upcoming rate cut may increase competition if you wait.
Need Help Navigating the Longview Housing Market?
Our team of local real estate experts specializes in the Longview, TX market, including navigating the assumable loan process. If you’re ready to make a move, we’re here to simplify your home buying journey and help you find the perfect home.
Have questions or ready to get started?
Contact us today to discuss your goals—we’re your trusted real estate advisors in Longview and across East Texas.
